Fisher-French said that too often South Africans regard insurance cover as a luxury, with many cancelling their policies during lockdown. This was despite insurance companies such as Budget Insurance coming to the party by offering premium reductions.
Fisher-French also noted that poverty and growing unemployment as a result of the lockdown had seen an increase in the number of break-ins to cars and homes. Fisher-French encourages people to shop around to get the best quotes for car and household insurance since every insurer prices differently. She also offered tips while highlighting some of the factors that can affect your premiums:
The colour of your car matters. Some insurance companies may increase your premium if your paint colour is more expensive — this is generally the case with red cars and other metallic paints.
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