Referencing to the table above, for drivers with existing NCD of 30 per cent or more, the protection will enable to retain your existing NCD for your first accident. However, for subsequent claims filed, it would be reduced. On the other hand, without NCD Protection, upon your first claim, your NCD will drop to a lower percentage if not none.
Apart from helping drivers save money, having NCD Protection enables drivers to drive with a peace of mind as they can be rest assured that they will not be at a loss should they get into an accident.Despite the fact that NCD Protection has the potential to spare your wallet of some cash, it does have its drawbacks.As a great deal of whether purchasing NCD Protection depends on your driving history, purchasing such a premium may end up costing you more.