SINGAPORE: After successfully inflating the cost of her damaged luggage in an insurance claim, a woman embarked on a series of fraudulent travel claims totalling more than S$14,000.
Siti Saliha was sentenced to five months' jail and will start serving her sentence in September, after being granted a deferment to settle her work and a loan she took out to make full restitution to the insurers.The court heard that in September 2016, Siti Saliha made a trip to Kuala Lumpur with her mother and two sisters. She bought travel insurance policies from AXA and AIG for her family.
"The accused felt that this was another opportunity to exploit the slack checks and balances in place for travel insurance claims, and intended to do so without her family's knowledge," said Deputy Public Prosecutor Angela Ang. She would occasionally also buy travel insurance policies for the sole purpose of making a fake claim, despite there being no trip planned.While on a trip to Tokyo in April 2017, Siti Saliha accidentally misplaced her wallet containing about S$5,000 and her iPhone. As her policy did not cover loss from personal negligence, she made a false police report in Tokyo that her belongings were stolen.
She also found old receipts for a laptop and luggage, and searched online for photos of damaged items. She submitted these to MSIG together with her sister's boarding pass, and received a payout of S$1,500.
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