At some point in your life, there's a strong chance that you'll need assistance with your daily activities. However, you're not a fan of the nursing home idea and you know members of your family are going to help with your care. So, you've thought about long-term care insurance, but aren't sure it fits well with your goals. After all, you won't need a nursing home, right?The truth is that even family members should be compensated for providing round-the-clock care.
Unfortunately, your needs may not allow for them to take eight hours away. Luckily, there are adult daycare services across the country that can help bridge the gap, giving your loved ones the ability to maintain their careers. In many cases, long-term care insurance can help cover the cost associated with daily professional care.