Do You Need Disability Insurance?

This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com.Disability insurance involves confusing paperwork and more than a little bit of math.

It is designed to soften the financial fallout for employees who can’t work for some time as a result of illness, injury or another qualifying condition. For a regular fee, you get income back for a predetermined amount of time.This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law.

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