Start your holiday shopping early with these Insider Deals– Over the past year, auto insurance rates are up a whopping 15%. KPRC 2 Investigator Bill Spencer has five solutions that could help you slash your car insurance bill.All across the United States, drivers are racing towards record-high auto insurance rates. The average American driver is now paying“Our insurance costs are up tremendously. They are up about 27% from pre-pandemic times.
“When you get that bill, it’s just a complete sticker shock. It was devastating,” said Lisa Pham. “I mean, so many things were running through my mind. I was afraid my daughter couldn’t drive, and she’s a senior. It was just, it was tough. It was really hard to think about telling her that I can’t afford for you to drive.”Contact an independent insurance broker who can check the rates with multiple insurance companies and do the work for you.
“The higher you keep taking that deductible, the lower your premium drops. So, ask your agent for multiple options. Say, ‘show me $1,000, show me $1,200, show me $2,000.’”“For example, if you’ve not had any claims in the last three years, certain carriers will give you a safe driver discount for having a clean record for three years.”If you have a teen driver on your policy, ask for a good student discount.