When it comes to selecting the best type of auto insurance in Florida, drivers must navigate a complex landscape shaped by the state’s unique legal requirements, environmental factors, and the diverse needs of its motorists. Florida’s status as a no-fault insurance state significantly influences the types of coverage that drivers should consider to ensure they are adequately protected.
This article aims to dissect the intricacies of auto insurance in the Sunshine State, guiding drivers toward making informed decisions that cater to their specific circumstances. Mandates that drivers carry Personal Injury Protection (PIP) and Property Damage Liability (PDL) as part of their auto insurance policy. PIP covers medical expenses, lost wages, and other related costs regardless of who is at fault in an accident, up to the limits of the policy, typically $10,000 in Florida. PDL, on the other hand, pays for damages you or someone driving your car causes to another person’s property