California sisters were offered $5,000 from insurance for storm damage. A jury awarded them $18 million

Two San Bernardino sisters who sued their insurance company for failing to pay to repair flood damage on their home are now $18 million richer after a jury found in their favor and imposed emotional and punitive damages on the insurance company. The $18-million verdict announced April 18 by a San Bernardino County jury was a far cry from the $5,000 an insurance adjuster had initially offered the women.

More than four years after they filed their claim, American Reliable said an oversight was made on their end and they offered the sisters $140,000 in October 2023, just a few months before the trial was slated to start. The company explained to Garnier and Toft that they learned about the sisters' living conditions while deliberating the evidence in the trial, Hernandez said.

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Jury awards California sisters $18 million from insurance company that offered only $5,000 for storm damageThe Southern California residents, who went without heat at their home for years, were awarded $12 million in punitive damages.
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