The Colorado Division of Insurance has tips for starting the insurance claims process, documenting damage and watching out for roofing fraud.The destructive storms left a path of hail from Broomfield to Aurora before leaving the metro area just before midnight.was a 2.75-inch hail stone in southeast Commerce City. There were also several reports of egg-sized hail, or 2 inches, in Aurora, Broomfield and Henderson.
If the damage to your home or car is extensive, when it is safe to do so, start taking photos and documenting the damage.You should mitigate further damage by placing tarps on roofs, boarding up windows or placing plastic sheeting over windows, windshields or your car.Remember that you are responsible for paying the deductible amount.With homeowners’ insurance, many policies will have wind or hail deductibles that are a percentage of your coverage .
Once the adjuster has completed their assessment, they will provide documentation of the loss to your insurance company to determine your claims settlement.If there is a disagreement about the claim settlement, ask the company for the specific language in the policy that is in question. If you have any questions regarding the value of your claim, seek professional advice or obtain quotes from several contractors.Public adjusters are licensed by the DOI and work on behalf of a consumer and often charge a percentage of the claim amount. The fee is agreed upon in the contract between the public adjuster and the consumer.