Hurricane season: Tips for purchasing flood insurance policies

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Hurricane season is just beginning and it is recommended many homeowners consider applying for flood insurance as NOAA predicts a busy season.

In the aftermath of severe flooding and the beginning of hurricane season, many homeowners are beginning the process of filing insurance claims. Here are some essential tips to help you get started and ensure your claims are processed smoothly.NOAA released its seasonal hurricane outlook for the Atlantic basin, and due to warm waters and a diminishing El Niño, they anticipate between 17-25 named storms will form, with 8-13 becoming hurricanes with winds of at least 74 mph.

This documentation will be vital for your insurance claim, so make sure you capture the state of your property before you begin any cleanup efforts, as this will provide a clear picture of the damage for your insurance company and flood insurance providers.SUGGESTED: Houston FEMA disaster relief: How to apply in person, onlineIt's important to note that standard homeowner’s insurance policies do not cover flood damage.

 

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