t $2,311,
Martin said car parts, car repairs and trips to the hospital cost more nowadays and policies reflect that — but, insurers also consider your credit score to determine your level of risk.If you have a low to fair credit score, it's a good reason to improve your score and take your improved score to a new insurer who might offer you a better rate.
Additionally, consider whether you need extras in your policy, such as lock-out or towing coverage, which you might already have through a credit card or another roadside service.
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