Extreme heat deadlier than wildfires, California insurance regulator says

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A first-of-its-kind analysis from Insurance Department Commissioner Ricardo Lara found that heat waves have killed nearly 460 people in California since 2013.

A new report from California regulators puts a spotlight on heat waves' health and economic damages. | Marco Ugarte/APSACRAMENTO, California — Extreme heat waves have cost Californians at least $7.7 billion over the last decade and killed nearly 460 people, according to a report released Monday by California Insurance Commissioner Ricardo Lara.

Lara said the report underscored the need to protect residents and address the economic costs of heat. “Extreme heat is a silent, escalating disaster that threatens our health, economy, and way of life in California,” said Lara, who sponsored the 2022 legislation that prompted the report. “We must prioritize resilience-building efforts and innovative insurance solutions to safeguard our state against the growing impacts and financial risks of extreme heat.

Acute renal failure, respiratory issues, mental health problems and ischemic strokes contributed to more than 5,000 hospitalizations over the seven heat events. Hospitals saw nearly 10,600 emergency department visits, more than 138,000 outpatient visits and nearly 344 adverse birth outcomes.

 

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