You likely have a driving score. Here's what it does to your auto insurance.

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People complain about the ever-growing cost of auto insurance. What most people don’t know is that many insurance companies now have access to your driving...

Driving scores measure how well you drive. You’re supposed to get a discount if you’re a safe driver. But the process is murky and can be difficult to understand.The other week, my wife and I were driving to a restaurant when a black pickup truck suddenly jumped into our lane. There are few sounds I hate more than car metal crashing into car metal.

While I recorded the scene with my cell phone camera, I called 911. Officers in three police cars pulled the driver over. He was shirtless. They gave him a sobriety test, which he passed, and they let him go.Now how did she know that? Hmm. Wait. Of course. That Bluetooth beacon in my glove compartment that’s part ofActually, last year I signed up for you. I wanted to be a guinea pig and test this potential invasion of privacy, all in the name of getting a promised discount of up to 30%.

State Farm spokeswoman Kim Kaufman said, “Due to our company privacy policy, we can’t speak publicly about the specifics of an individual customer claim.”Last year, I listened to the sales pitch for State Farm’s Drive Safe & Save. It would help me be a better driver by displaying my strengths and weaknesses. And I could earn up to 30% in savings.Advertisement

 

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