DRIVERS are being urged to check their policies for a small print clause that could save them hundreds of pounds.The insurance giant told The Sun it saw an 11% rise in claims for windscreen repairs between 2021 and 2023.car insuranceAdding windscreen repair to your cover costs around £30 a year - but on average it costs £327 to repair a cracked windscreen, up from £308 in 2022, Allianz said.
"We’re seeing more and more claims for windscreen chips and replacements, so it’s a good idea to check what you are and aren’t covered for, as well as any excesses to pay if making a claim.Five ways to cut your insurance costs Having a higher excess reduces the monthly or annual cost of your premium - but if you need to claim it could end up costing you more.If you back yourself as a driver, it might be worth investing in a black box.But you can take them out if you are older too, and they can save you hundreds of pounds.You pay based on the miles you actually drive, rather than a flat monthly or yearly fee.