Drivers warned over simple car modifications that could invalidate your insurance

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And if you have an accident, the company may not pay out - costing you thousands.If a car has a tow bar, it mean it's carrying things along and consequently has a greater risk on the road.'Entitled' neighbour parks on my driveway & even gets friends to do the same

Some insurers may charge a small fee for alerting them of this mod, but ideally they'll merely make a note.Your car needs to be letting at least 75 per cent of light in on the front windscreen, and 70 per cent on front side windows to be considered legal. The Subaru Crosstrek is vastly more capable than rivals when on-road stops and off-road starts – and it looks the partcan even carry light measuring equipment and slap motorists with fines, so be careful with how tinted you want to make your windows.It's of course one of the most common modifications, so it'd be wise to notify your insurer.Body kits, meanwhile, may be another fun way to spruce up your vehicle.

But they may not be built to the same safety standards as the original equipment manufacturer, and therefore the insurer's perception of risk increases.There may be more time to work on your motor as the sun shines for longer, with performance upgrades tempting.Safety upgrades - like those to brakes and suspension, for example, may be given a big tick of approval by your insurer and they may even reduce costs.

 

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